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Compare your options

Cash offer, listing or a fixed-net sale: which nets you more?

There's no single best way to sell a house. There's the best way for your house, your timeline and your tolerance for risk. Here's an honest side-by-side.

  • No repairs or cleaning
  • No commissions to you
  • You pick the closing date

Get your no-obligation offer

Takes about 60 seconds. We respond within one business day, usually sooner.

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  • No obligation
  • Fast response
  • As-is
Traditional listingEasy Exit cash offerRetail Buyer Program
PriceStarts high, then reductions cut your takeRealistic as-is price we can close onFixed net, closer to retail, agreed in writing upfront
CommissionsTypically paid from your proceedsNoneNone out of your net
RepairsUsually on you, before listing or after inspectionNone, sold as-isNone from you; buyer credits offset them
ShowingsYou prep and leave the houseNo showings, only a few contractor walkthroughsWe handle access and walkthroughs
TimelineOften monthsFastest, as little as 15 days, on your dateTypically 30–45 days
CertaintyDepends on buyer financing and inspectionCash, no financing to fall throughNet is fixed; timing depends on the right buyer
FlexibilityLimitedChoose your date, time after closing, moving helpStorage, cleaning, moving help, 30-day leaseback

When listing with an agent makes sense

If your home is move-in ready, sits in a neighborhood with strong demand, and you have time to prepare, show and wait for a buyer's loan to close, a traditional listing will often bring the highest gross price. Remember to compare the net: the sale price minus commissions, seller concessions, pre-listing repairs, inspection repairs and the mortgage, taxes, insurance and utilities you pay while it's on the market.

If that's your situation, we'll say so. Not every house should be sold to us.

When a cash offer makes sense

Cash fits when certainty and speed matter more than the last dollar: a foreclosure date, an estate that needs settling, a house with structural or code problems that most buyers' lenders won't finance, or a move with a fixed start date. There's no appraisal, no loan approval and no showings. The trade-off is price: a cash buyer has to account for repairs, resale costs and risk.

See exactly how our cash offer works and how we calculate it.

When the Retail Buyer Program makes sense

This is the middle path for homes with equity that need light to moderate work. Instead of discounting the house for a cash investor, we sell it to an owner-occupant buyer, using up to $15,000 in buyer credits so older systems become a reason to buy rather than a reason to walk away. Your net is fixed in writing before the home is marketed, so price reductions are our risk, not yours. Plan for roughly 30–45 days.

Read the full Retail Buyer Program details.

The quick fit check

Lean toward cash if…

  • You need to close in days, not weeks
  • The home needs major or structural work
  • You want no showings at all
  • Certainty beats top dollar

Lean toward the Retail Buyer Program if…

  • You have equity to protect
  • The home needs some work, not a full rehab
  • You can allow 30–45 days
  • You want to skip agents, repairs and showings

Not sure? You don't have to decide upfront. Send us the address and we'll show you both numbers side by side.

See both numbers for your home

One short form gets you a cash offer and, if your home fits, a fixed-net number to compare.

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