FAQ
Straight answers about selling your house to us
If your question isn't here, call or text (727) 349-2932. We'd rather you ask than guess.
- No repairs or cleaning
- No commissions to you
- You pick the closing date
Get your no-obligation offer
Takes about 60 seconds. We respond within one business day, usually sooner.
- No obligation
- Fast response
- As-is
Selling basics
What is the difference between your cash offer and the Retail Buyer Program?
A cash offer is a direct, as-is purchase that can close in as little as 15 days. The Retail Buyer Program fixes your net in writing, then we sell to an owner-occupant buyer, typically in 30–45 days. It usually nets more but takes longer. We can show you both numbers.
How fast can you close?
A cash sale can close in as little as 15 days when title is clear, or on any later date you choose. Retail Buyer Program sales typically close 30–45 days from contract.
Do I need to make repairs or clean?
No. We buy as-is, and you can leave behind anything you don't want. In the Retail Buyer Program, buyer credits of up to $15,000 replace repairs, and we clean vacant homes before showings at our expense.
What types of homes do you buy?
Single-family homes, rentals, inherited and estate properties, vacant homes, homes needing major repairs, and homes with code violations or liens. If it is unusual, send it anyway.
Are there fees or commissions?
You pay no agent commission on a cash sale, and nothing comes out of your agreed net in the Retail Buyer Program. Closing costs are spelled out in the agreement before you sign.
Offers and pricing
How do you calculate your cash offer?
After-repair value, minus repairs, minus resale costs, minus a margin that makes the deal work. We show you each number. Read more in how cash offers are calculated.
Will my offer change after I sign?
Only if a walkthrough reveals something photos could not show, like a failing roof or smoke damage. If that happens, we show you exactly what changed and why, and you decide how to proceed.
Why isn't your offer the highest I've received?
It may not be. Some buyers send inflated numbers and cut them right before closing, or cancel when their inspection period ends. Our number is based on what we and our partners actually pay, so it is one we can close on.
What if I'm not sure I want to sell?
That's fine. An offer doesn't obligate you to anything. Use it as a benchmark.
Special situations
Who holds my money during the sale?
A title company and escrow agent, or a closing attorney in attorney states. Buyer funds go to them, and they wire your proceeds to you. Money never passes through us.
Can you buy my house if I have liens, back taxes or a second mortgage?
Usually, yes. These are paid from the sale proceeds at closing, so you need no cash upfront. See selling with liens or back taxes.
Can I sell if I'm behind on payments or facing foreclosure?
Often, yes, if there is enough time before the sale date. Contact us as early as possible. See selling a house in foreclosure.
Can I sell a house that is in probate or that I inherited?
Yes. The personal representative usually needs court authority to sign, and we coordinate with the estate attorney. See probate sales and inherited houses.
Can you buy a rental with tenants still living there?
Yes, with leases in place. We coordinate access respectfully with your tenants. See selling a rental with tenants.
Do I have to move out before closing?
No. On cash sales we can often build in time to stay after closing. In the Retail Buyer Program, a leaseback of up to 30 days is available with a holdback.
About us
Are you real estate agents?
No. We are real estate investors who buy homes directly through SMS Capital Solutions LLC. On a cash offer, the home may be purchased by us or a vetted investor partner. Retail Buyer Program sales are marketed and negotiated with a licensed broker or agent.
Do you work with wholesalers and other investors?
Yes. If you have a property under contract, visit our JV page to submit your deal.
Find out what your house could net you
Get a no-obligation cash offer, and if your home qualifies, a Retail Buyer Program number to compare. No pressure either way.